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What happens when I turn 65?

Medicare is a federal health insurance program for people who are 65 and over, for some younger people with disabilities, and for people with end-stage kidney disease.

Medicare has:

  • Hospital insurance, called Medicare Part A, which helps pay for in patient hospital bills, skilled nursing facilities, some home health care and hospice care.
  • Medical insurance, called Medicare Part B, which helps pay for doctor services, outpatient hospital and other medical services not covered by Part A.
  • Prescription drug insurance, called Medicare Part D, which helps pay for prescription drugs - YOU DO NOT WANT TO SIGN UP FOR MEDICARE PART D IF YOU ENROLL IN ANY DENVER PUBLIC SCHOOLS DISTRICT PLANS.

You can apply for Medicare through your local Social Security Administration office three months before your 65th birthday. Whether you’re already retired, plan to retire soon, or plan to continue working, you’ll want to look into your Medicare options before you turn 65. The best time to sign up for Medicare is 90 days before your 65th birthday.

If you are an active employee, you only need to apply for Medicare part A. You will not apply for Medicare part B until you retire. However, if you are an active employee, you will need to contact the Social Security office to notify them that you still plan to continue to work.

You can apply for Medicare in one of three ways:

  1. Online at www.socialsecurity.gov .
  2. By phone at 1-800-772-1213 (TTY 1-800-325-0778 for the hearing/speech impaired).
  3. In person at your local social security office.

After you have received your Medicare card, but before the month in which you turn 65, contact Department of Employee Benefits at 720-423-3373. An application will be provided to you which you will be required to fill out and return. Please send a copy of your Medicare card with your application. Your Medicare plan benefits will begin the first of the month in which your turn 65, as long as the application is received in the Department of Employee Benefits in the prior month.

You can only be on one Medicare plan. If you sign up for any alternate medical or prescription plans, your Denver Public Schools District plan will automatically be terminated.

Courtesy of the Department of Employee Benefits

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